Today's 21 Year Olds Spend 1/3 Of Their Income Paying Off Debt!

Will your kids?

95% Of College Students Have Credit Card Debts Of Approx $3,000.00

On Top Of Their Tuition Fee Debt!

Is this why...

Bankruptcy For 18 To 24 Year Olds Is UP 96% In The Last 10 Years!

If you're not helping your kids...Who Will?

STOP RISKING THEIR FINANCIAL FUTURE!


   Hi, I'm Nicole Clemow       Hi, I'm Helene Kempe

We are the founders of Money Toolkits and we are obsessed with helping young people learn empowering money smarts!


Why? ... because we don't want to see young people going broke, do you?


No doubt the statistics above concern you as much as they do us!

And like most parents you want your kids to be financially secure.  So do we.



I (Nicole) started my career in financial planning 13 years ago and found that many of my customers were coming to me in their 50s asking how to retire early.  I very quickly realised that most people didn’t have a clue how to manage money well as they had left it waaay too late to make early retirement easy.

 Once I started working with them and they realised how easy it is to manage money well once you know how.  I found that they then almost always asked me why they weren’t taught this important stuff at school.... And my clients who had kids, always wanted to know how they could make sure their kids learned the most important money management skills while they are still young. 

They asked me to recommend good resources for their kids, so I started looking for them and found nothing that covered what they really should know.  Quite frankly I got really frustrated with how boring and technical the information out there is...

So I decided I wanted to do something
proactive to help people...and the sooner the better!

I decided to dedicate my career to helping young people learn how to get really smart about money so that they could be way better off than their parents.  I want them to have their money working for them and for them to
be financially free at a much, much younger age than the traditional retirement age. 

So I quit my well paid job and started on a search for the "best way how".  Sometimes you just know what you have to do...

and I know that the
secret involves high quality knowledge and starting as young as possible...


I (Helene) am passionate about learning and  empowering people to get what they want in life.  I have extensive experience and qualifications in education and personal development.  Nicole and I have spent the past 3 years presenting seminars, researching and developing a system that really helps young people shift their thinking about money and how they can master it. 

The more I thought about it the more I realised I just had to find the difference that makes the difference to helping young people learn about how to manage money...

and I know that the secret is about really checking in with our own thinking and breaking through what holds us back ...


We literally travelled the globe to study as many different approaches as we could and we discovered that  to develop the best system we had to combine the best of the best in a new way.  It had to be simple to use and delivered in bite size chunks so anyone who wanted to, could learn all they needed to get started and really make a difference for themselves.
 
Teenagers and their parents have such busy lives, we knew that it had to be a take home system that families could use at the time of day and day of week that suits them best.


We knew that the system had to suit each person's unique circumstance as we are all different and want our own goals in life.  We knew that it is never about the money and always about what we want to use money to achieve.

The maths of money is sometimes taught at school and yet we knew that wasn't enough.

Every parent we interviewed in our research told us that they want their kids to grow up to be financially independent and have all of the self confidence that comes with being financially secure.  They also told us that they did not know how to help their kids with money management and many of them were struggling themselves.


Introducing...
      the 
MAGNET Money® System.
Designed specifically to help tweenagers and teenagers develop empowering money management skills rapidly and easily that will last them a lifetime. It's that simple.

Read on ......... 


 
 

Congratulations. In the next few minutes you'll be in a position to make an incredibly important choice - the choice to positively impact your children's financial future forever.

NOT through some complicated (and often risky and always expensive) stock market or real estate strategy. But simply through learning AND doing really smart things around money - your money! 

 


MAGNET Money® is the easiest system available to help young people balance their saving and spending to get what they really want for now and forever.

MAGNET Money®  is a seriously simple system for you to use in the privacy of your home.  It's a system specifically designed to have you break free of financial burdens. Forever!!!

If you just know that you want to start helping your kids...
 
MAGNET Money® is worth its weight in gold and NO ONE who cares about their kids' financial future should miss getting it for their kids.

But Don't Just Take Our Word For It ...

Just look at what others just like you are saying:


   "Wow!  Wow!  My whole family has just finished watching your DVD.  Wow!  Sorry, had to say it again.

At nearly 40 years of age I feel like I have just had a revelation in my life.  I now know exactly how to help my kids learn great money skills and I am changing some of my strategies too!

You have done a great job with the MAGNET Money system, it even held the attention of my 10 year old son!
Thanks for your help and a great product."

Cathy Tighe
(Innisplain, Queensland)
"PS.  We are all excited now we have watched your DVD and have strategies that really work."

   "MAGNET Money helped me to understand the various concepts of money and a way to improve my methods of saving it.  Since using the MAGNET Money System, I am much closer to my 'dream' of moving out of home and into a place of my own.

Thank you!"

Kim C
(Brisbane, Australia)
 



 
"Your money toolkit is simply great.  I sat down this week with my kids and watched the DVD with them.

Firstly, your toolkit is great.  I sat down this week with my kids and watched it..  Jaz (22yrs) went to work the next day and implemented it.  She text me saying she wished she had known this years ago.  She had calculated how much money she could have invested in the last year alone.

Mel (16) has been working part time at Woollies and blowing every cent but NOW she has set up her accounts and adopted a brand-new mindset. Every time she says she is buying something, I ask her which account it was coming out of and suddenly she doesn’t need or want it, or if she does she is planning it... very amazing... love it. Your toolkit has “cured” my spending teen.

Thanks heaps!"

Mick Taylor
(Gold Coast, Queensland) 



"Before learning about MAGNET Money, I had no idea about saving money, but a whole lot about spending it.  Now I realize that by using a system, you can easily have a balance between saving and spending!  It feels amazing to know I have control over money instead of thinking I never have enough!

Thank you!"

Maddie P
(Brisbane, Queensland)


"Since purchasing MAGNET Money, I can really see the benefits in using this system and what you have done.  I never considered having a separate account for my entertainment before and find it so exciting!  I love being able to spend money on myself and have a good time with it, without feeling guilty.  Knowing I have allocated this money for this purpose really does help.

I have been telling a lot of people about it the MAGNET Money system and even have my son using it, as I understand the importance of creating great money management habits at an early age.  It makes things so much easier!

 

If nothing else, the MAGNET Money system has been a real eye opener as to what we have been doing and where it can take my family.  I am anxious to get going on a different track for sure.  Just having my parents with me who are retired  has got me to see a lot of things that need to be put into place before we get any older ourselves. 

Thank you so much for your support so far and your patience."

Reba


"Using the MAGNET Money System has been a real mind shift for me.  I religiously apply the 'Pay Myself First' principle and love watching my Money Magnet Account grow each month.  I find it easy to use as it covers all bases, keeping my on track to reaching my financial goals.  I have even cut down my Today's Essentials account and am working 'smarter' with my money."

Barbara
(Brisbane, Queensland)


And here's the thing - most people think it's all about earning 'just that little bit more'. IT ISN'T. It's about getting the real 'smarts' that MAGNET Money® gives you.

Best of all, MAGNET Money® is SO easy to get - and when you get it, it's simply the best legacy you could ever give your children.

It is amazing how much some parents spend on musical instruments, dance lessons and sports uniforms.  Yet very few children continue on with the arts or sport throughout their life.  Learning effective money management from a young age sets teenagers up for success for the rest of their life!

You can buy lifetime knowledge in the MAGNET Money® System for a fraction of the cost of  a musical instrument and much less than your weekly grocery bill.

Let's Look At The Amazing Value You Get In The MAGNET Money® System!

We've taken hundreds of hours of research and development to ensure you get everything you need to really help your kids get a headstart in developing their financial savvy!


 
  • Training DVD - A Step By Step Guide For You To Follow presented by Nicole Clemow (qualified financial planner) for you and your kids to see and hear for yourselves how to master money management.  The DVD is divided into easy to follow sections that make it simple to review the parts that matter to you most whenever you want to re-inspire yourself or your kids to improve their financial IQ. 

  • Workbook - A Simple Method Of Tracking Your Kid's Success full of directions and step by step activities for your kids  to work through their own situation and learn how to forecast, save and budget.  We all learn best by actually applying new information to see how it works in our own life.  
  • Planning what they really want and then taking action is the key to your kids succeeding financially.  Revisiting their workbook exercises again and again gives them the ability to keep momentum as they move  successfully towards their goals.

    • Money Toolbox - No Ordinary Money Box - It's Your Money Magnet!  It has been specially designed to keep this new system in the front of your kid's mind.  The physical money toolbox creates a visual reminder that they interact with on a regular basis to help them develop new empowering money habits. 
    • Seeing what they have chosen to set as their own financial goals is essential to keeping your kids moving in the right direction.  The sections are designed to specifically focus on each important area of your child's life.

    • Checklist for Action Program - The Tool That Keeps Your Kids Moving Forward to get your kids started and keep them moving with MAGNET Money® – it’s all about making decisions and taking action.  They will receive regular emails with bonus material to keep their new learning at the front of their mind.  Whenever we learn new information, it is essential to revisit it to help lock the learning into our brains until it becomes a part of our usual way of operating.
    • This 6 month support program - You're Not On Your Own - is designed to deliver additional information to your kids in bite sized pieces to keep the learning fun and easy!

    • Easy to use - Today’s Essentials Budget Spreadsheet - Success At A Glance - to track and calculate  spending to help your kids get real about where they are spending money now. 
    • The most empowering place to start is being honest with yourself and really taking stock of how they managed their money in the past.  That allows your kids to set realistic goals for reducing expenses and making sure they only pay the bare minimum they need to other people for living necessities in the future.

    • MAGNET Money® Forecast Spreadsheet - See Where They  Are Going - to really sort out your kid's accounts and help them learn to work towards financial freedom! This spreadsheet is for them to ensure they cover all areas of their life that are important to them, start creating realistic goals for a successful financial future for themselves and get moving quickly!
    It should be pretty obvious to you that this system has all you need included to help your kids succeed!
     
    In fact, we are so committed to helping your kids succeed in raising their financial IQ, they will also receive COMPLETELY FREE these extra bonuses!



    "21 Ways to Save More Money"
    by Nicole Clemow
    (e-book)

      This e-book is full of proven ways to save money that anyone can use.  This valuable information helps you discover new ways to save money in a variety of areas so you can allocate more of your money where it will work for you most.  The more you learn about good money habits, the more good ideas you will invent for yourself.

    This valuable e-book is priced at $9.95, is worth way more, and is yours FREE when you purchase the MAGNET Money® System.


     

    Destiny MAGNET$ - Goal Setting for Success
    (audio download)



    This is not just 'cool' - it's brilliant! This process guides you to create precisely the life you choose. And although the process is for people of all ages, they're especially 'magical' for children AND for teens (adults use them too!). Young children have great fun learning this technique and practising it with their parents.
    Teenagers and adults learn the technique by listening to the background information and then following the simple instructions.

    Destiny MAGNET$ is a powerful process that combines visualization and goal achieving that will magnetically draw you towards your goals and help you achieve them faster. Imagine goals that pull you towards what you really want, just as easily as a magnet attracts paperclips to it.

    It's enormous value at $14.95 AUD but again, it's yours totally free when you order your own MAGNET Money system right now.




    "Budgeting – Family Money Management"
    (e-book)


    This e-book helps parents understand more about budgeting and the many benefits you will receive when you follow a great budget.  It is full of easy ways to set up your family budget that anyone can use.  This valuable information helps you discover new and empowering ways to manage money.

    This valuable e-book is priced at $19.95, is worth way more, and is your third FREE BONUS with your purchase of the MAGNET Money System.



    The entire MAGNET Money® System is usually priced at $147.00  - however  for a short time only we are able to offer you the opportunity to ...

    Get The Special Introductory Price of Just $97.00

    - and that includes the whole system delivery anywhere in the world! 

    This is a reduction of more than 50% off the RRP price. SO ACT NOW!!!  Secure your copy of the MAGNET Money® System and get your extra FREE bonuses immediately.

    This special introductory price is only available while stocks last so CLICK HERE NOW TO ORDER to ensure your order is filled asap.

    With the amazing MAGNET Money® System you can set your kids up for financial success for the rest of their lives. 

    YES! ... I want to help my kids develop awesome money skills using  the MAGNET Money System as young as possible!
    • I UNDERSTAND... the MAGNET Money System comes with a 30 DAY money back guarantee and I may request a refund of the purchase price up to 30 days from my time of purchase. At that time I will be removed from the subscription list and I will also forfeit any future updates to the system.
    • I also understand that by ordering today I will secure the  low introductory price of just $97.00 and that MAGNET Money System will be mailed to me free of charge.  Support materials will be made available to me via email links to downloads.
    • I UNDERSTAND... I am one of the first people in the world to use this system, my results may vary and are dependent on me fully implementing the system in the MAGNET Money System training and support materials.
    Click Here 

     


     
    **YOU ARE PROTECTED BY OUR 100% MONEY BACK GUARANTEE
    If our product does not perform exactly in the way we have described to you, simply contact us within 30 days and we will immediately give you a prompt refund of your purchase with absolutely no questions asked.
    You have absolutely nothing to lose.



    Take advantage of this offer while it's still available!

    Wishing you and your family health, wealth and happiness.

    Yours sincerely,



    Nicole Clemow
     
          

    Helene Kempe

    P.S. - When is now the perfect time to start helping your kids and yourself start developing empowering money smarts and learning to get what they really want in life? CLICK HERE NOW TO ORDER

    P.P.S. - Every minute you wait means it will be that much harder for your kids to develop the skills and knowledge that will really help them become financially successful, independent young adults. CLICK HERE NOW TO ORDER

    P.P.P.S. - Do you want your kids to be included in the statistics for bankruptcy or to be included in the small percentage of adults who really master money to get what they want? 

    If you want your kids to be empowered money managers CLICK HERE NOW TO ORDER


    "Buy The Fastest, Easiest Way To Save Your Kids From A Life Burdened By BAD Debt - Start Today!!!"


     
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    Money Toolkits, PO Box 3414, Helensvale Town Centre, Queensland, 4152